Be aware of where your money is going, and plan ahead to better handle unexpected expenses.Sometimes it's better to spend time than money. Consider a less expensive telephone plan, use coupons when you shop, and dine out less. Because Vanessa will likely have some money left over after taking care of her expenses, she decides to put a bit more into savings.īeing a wise consumer can help you stay within your budget. The $78 that remains is her discretionary cash. Vanessa subtracts her total expenses of $2,055 from her total monthly income of $2,133 to get $78.
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